Loans between friends,
backed by trust.
Kinship turns IOUs into something cleaner. Track who owes who, build a trust score with each repayment, and never have the awkward conversation again.
Hello,
Welcome back ⚡
Your circle
This week
view allDemo · Joshua
Lent · due Fri
+$120
Demo · Henry
Borrowed · weekly
-$45
Demo · Nick
Lent · open
+$200
Net position
Across your circle
You're owed
$432.00
Quick send
view allOpen loans
view allDemo · Joshua
Lent · due Fri
+$120
Demo · Henry
Borrowed · weekly
-$45
Your trust score
872 / 900
97%
On-time repayments
Excellent standing
Recent activity
Demo · Repaid Joshua
+12 pts
Demo · Lent to Henry
+5 pts
Loan ledger
Largest open loan
$200 · Demo · Nick
This week
Demo · Joshua · Pizza night
$24.00
Demo · Henry · Concert ticket
$80.00
Demo · Nick · Move-in deposit
$200.00
Comfortable lending limit
$1,000How Kinship works
A friendlier way
to lend money to friends.
Every loan you give or get is logged, scored, and gently nudged toward settlement — so friendships outlast the favor.
Lend within your circle
Add the friends you actually trust. Loans only flow between people you've explicitly invited — no strangers, no marketplace.
Trust score that grows
Every on-time repayment lifts your score. Your circle can see it, and it makes the next ask easier — for both sides.
Gentle reminders
Kinship nudges due dates, suggests settlements, and keeps the awkward conversation out of your group chat.
Ready to make
"I'll pay you back" mean something?
Three taps to a fairer favor.
A look at the screens you'll spend your loan life in.
New loan
$120.00
Hey friend
Let's settle up gently.
Highest trust
See allDemo · Rona
Trust score 95 · 12 loans
Your ledger this week
Demo · Joshua
Pizza night · due Friday
+$24.00
Demo · Henry
Concert ticket · weekly
-$45.00
Demo · Nick
Move-in deposit · open
+$200.00
Demo · Martin
Coffee run · settled
+$6.50
Start your circle.
Invite up to five trusted friends. Build your trust score together.